Expanded First-Time Homebuyer Assistance

View the Steps to HomeOwnership

You may qualify for up to $25,000 at 0% interest! | Available April 27-July 31, 2026

Saving for a down payment is one of the biggest challenges homebuyers face. That's why, for a limited time, MassHousing is expanding our homebuyer assistance program to help increase your buying power and lower the upfront costs of homeownership by offering $25,000 in Homebuyer Assistance at 0% interest.

This opportunity is only available to eligible first-time homebuyers who lock their MassHousing Mortgage loan between April 27 and July 31, 2026.

Homebuyer Assistance can be used for

Down Payment

Down Payment

Closing Costs

Closing Costs

Permanent Interest Rate Buydowns

Permanent interest rate buydowns

Upfront Mortgage Insurance Premiums

Upfront mortgage insurance premiums

Who is eligible for Homebuyer Assistance from MassHousing?

To be eligible for Homebuyer Assistance from MassHousing, you must

  • Be an income-eligible first-time homebuyer
  • Purchase a single-family home, condominium, or 2-, 3- or 4-family property that will be your primary residence
  • Pair Down Payment Assistance with an affordable MassHousing Mortgage loan to purchase your home

Additional eligibility requirements apply. To learn more, contact a MassHousing partner lender!